Snake Bite Insurance
Snake Bite Insurance Policy | The policy covers the insured if he or she is bitten by a poisonous snake and is hospitalized or dies from the bite. |
Age Limit | Anyone who is interested |
Insured Period | 1 year |
Total Sum Insured | Ks. 500,000 per unit |
Premium | Ks. 500 per unit( An individual shall purchase up to 10 units). |
Coverage available per person | The minimum coverage available is Ks. 500,000per person with a maximum amount of coverage being 5,000,000 Ks |
Coverage | During the insured period if the insured is bitten by poisonous snake: 1. He/she has to take medication to protect his/her health from the bite. We will cover the medication and hospitalization 2. If the insured person dies due to snake bite; the benefits ( for one unit Kyats 0.5 millions) will be paid to the beneficiary |
Benefits | • If an insured has died during the insured period because he/she was bitten by a poisonous snake, his/her beneficiary shall receive the policy limit. • The policy limits of up to Ks. 80,000/ will be paid to the insured for medication and hospitalization in case of a snake bite • We will pay the full death benefit in case of death from a snake bite inclusive of the hospital and medical expenses. • For loss of a finger or toe due to a snake bite we will compensate the insured a percentage of the total coverage amount • Snake bite that causes total blindness or paralyze because of the poison of the snake, shall be compensated up to a limit of 50% of the total policy limit.(blindness &paralyze total amount is 500,000. |
Claims Policy | All claims will be included a statement from a medical doctor in this situation. |